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Representing Missouri Residents Since 2009

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2022 Fresh Start Year

Since the 1980s, the debt-to-income ratio has grown steadily. The average American household is almost $150,000 in the hole. By comparison, just twenty years ago, that number was only $50,000. The National Institute of Health reports that people who claim to have high amounts of debt have higher perceived stress and depression, higher blood pressure, and worse overall health.

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Are You Considering Bankruptcy but Afraid of Losing Your Assets?

If you file for bankruptcy, will you lose your house? Will you lose your car? As a St. Louis bankruptcy lawyer, people ask me these types of questions all the time. The short answer is that, in most cases, yes, you can preserve your assets after filing for bankruptcy protection.

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How Bankruptcy Gets You Both a Fresh Start and a Mental Reset

There's plenty of misinformation about bankruptcy in the media. Many media outlets are owned by billionaires who seek to publish an unforgiving attitude to financial hardship. Those who have never experienced the torturous experience of debt, such as billionaires and the financially conservative, will have an unsympathetic and unrealistic view.

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Can You Get a Mortgage After Filing Bankruptcy?

It is important to plan for a bright financial future after filing bankruptcy. As St. Louis, MO, bankruptcy lawyers, AKS Law gets asked frequently about whether someone can get a mortgage after filing for bankruptcy.

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The Three Biggest Benefits of Bankruptcy

At our St. Louis bankruptcy law firm, people ask us all the time about the benefits of filing bankruptcy. Regardless of which chapter of bankruptcy you file, here are three of the most significant benefits. There is a reason why bankruptcy lawyers use the phrase "bankruptcy protection.”

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Life After Bankruptcy

While it is true that a bankruptcy filing can affect a person's finances for years to come, for many people, filing is the best option. Declaring bankruptcy gives individuals or businesses that are unable to pay their debts a way to solve their financial difficulties.

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Using Bankruptcy to Eliminate Medical Debt

Unexpected medical expenses are an unfortunate fact of life. Often, routine tests our doctor requested suddenly result in a bill in excess of thousands of dollars.

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Can Chapter 13 Save My Home?

Yes! A Chapter 13 can stop a foreclosure sale against your property. Each state has foreclosure rules which the lender must follow.

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Can I Afford to File for Bankruptcy?

Filing a bankruptcy can be intimidating due to the costs needed to file. Fortunately, at AKS Law, we offer flexible payment options, so everyone who needs legal help can get it.

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Your Future After Bankruptcy

If you are considering bankruptcy, there’s a good chance that you are concerned about how it will affect your future. It will usually bring immediate improvement to your financial situation and will also certainly remove certain pressures you’re under because of that.

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