Pursuant to the 2005 changes to the Bankruptcy Code, debtors are required to complete a pre-filing credit counseling program prior to the filing of their case and a pre-discharge debtor’s education class before their case is concluded.
There are numerous agencies that offer these courses. Some of the providers that my clients have enjoyed using include:
Additionally, here you can find a list of providers that the US Trustee has approved:
Once you have completed your class, please request that the provider email the certificate to us.