There is life after bankruptcy. For many, bankruptcy provides a fresh start and is the first step to rebuilding credit.
First of all, you will be able to eliminate the stress of bill collectors and creditors hounding you with phone calls. Filing for bankruptcy in Missouri will stop those calls and will help you regain control.
You will also have the opportunity to apply for credit again. Although the rates may be higher, it could be the way for you to slowly build up to better credit.