If you have a collection lawsuit filed against you, you have several options.
Ignore the lawsuit. This will result in a default judgment against you. At this point, the creditor can begin trying to garnish your wages or levy your bank account.
Attempt a settlement. Often times, creditors will only settle accounts with a lump sum payment. Our firm can help you work out a beneficial settlement.
Defend against the lawsuit. Our firm can help fight the collection suit against you. The Plaintiff is required to prove that they are the rightful owner of the debt. Our firm aggressively sends out the necessary discovery forcing the plaintiff's creditor to prove their case.
File for bankruptcy. Bankruptcy can eliminate the debt altogether. Depending on the amount of the lawsuit, this may be the best option.
If you have been notified of a collection lawsuit against you, you need a St. Louis bankruptcy who is willing to explain to you all of your options. Call today for a free initial consultation.