A 341 meeting of creditors is a meeting that occurs approximately 30 days after filing for bankruptcy, where you, the trustee and any creditors are invited. However, it is very rare for a creditor to attend this hearing. The 341 meeting of creditors is the trustee’s opportunity to ask questions about the debtor’s case. It is necessary to bring to the meeting both a photo ID and a social security card.
Sample questions at the meeting that are generally asked:
Did you sign the petition, schedules, statements, and related documents, and is the signature your own? Did you read the petition, schedules, statements and related documents before you signed them?
Are you familiar with the information within those documents?
To the best of your knowledge, is the information contained in those petitions, schedules and related documents correct?
Are there any errors or omissions in the documents?
Did you list all of your assets and creditors on the schedules?
Who is your employer and what is their address?
Have you previously filed for bankruptcy? If so, when?
Do you have any child support or alimony obligations? If so, to whom?
Do you have any claims against anyone for personal injury, worker’s compensation or any other form of potential compensation?
Prior to the 341 meeting of creditors, you will be briefed and well-prepared for the questions that will be discussed during this hearing. Call to speak to a St. Louis bankruptcy attorney today who can help you through this process.